Subledger

Manual reconciliation is the quiet tax on a small finance team. Hours disappear into matching rows that software could have matched in seconds, and month-end close slips later and later. Subledger takes that grunt work off your plate, classifying transactions and reading documents so the ledger stays current while you handle the judgment calls that need a person.

What Subledger actually does

Subledger sits between your bank feeds and your books and automates the repetitive middle layer most accounting tools still leave to you.

• Classify and match transactions automatically
• Handle up to 500 journal entries each month
• Capture receipts and bills through the Magic Inbox
• Ask an AI accounting copilot about your numbers
• Connect bank and payment-processor feeds natively
• Add unlimited user accounts across your team
• Reach support over email when something looks off

The Magic Inbox is the part worth dwelling on. Instead of typing line items off a PDF invoice, you forward the document and Subledger pulls the figures into a draft entry for you to approve. The AI copilot handles the layer above that, answering plain-language questions about your books rather than making you build a report first. Because the bank and payment-processor connections are native, the raw data arrives on its own instead of waiting on a manual export every week.

What that adds up to in practice is a shorter, less stressful close. Transactions get categorized as they land, so reconciliation is a review step rather than a full day of data entry, and the books are never weeks behind reality. The classification learns your patterns over time, which means the matches that once needed a manual override start landing on their own. None of it removes the need for a real accountant to sign off, and it should not; the point is to clear the busywork so the person reviewing the numbers is spending their time on judgment, not on typing.

Who it's built for

This fits solo founders doing their own books, bookkeepers juggling a handful of clients, and small finance teams who spend more time on data entry than on analysis. The honest caveat is the volume ceiling. The entry tier caps at 500 journal entries a month, so a busy e-commerce shop or an agency with heavy transaction flow will bump into that limit quickly. Count your typical monthly entries before you decide this tier is enough, because the automation only saves you time if you stay under the cap.

The deal

The entry tier runs $59 and includes unlimited user accounts, the AI copilot, the Magic Inbox, automatic transaction matching, and native bank integrations. If your bookkeeping is mostly reconciliation and document entry, that price buys back real hours every month. [Grab the Subledger deal on DealMirror](https://www.grabltd.com/recommends/subledger-dm/).