Productivity · Lifetime deal
Spendify
Spendify is your AI-powered financial co-pilot, designed to turn messy bank statements into crystal-clear insights.
Which Spendify plan do you need?
Prices in USD, excluding tax.
| Plan A | Plan B | Plan C | Lifetime Subscription Plan D | |
|---|---|---|---|---|
| Includes | Upload up to 90 statements/month; Basic Al categorization; 20 saved analyses; Al Transaction Categorization; Al Financial Insights; Budget Comparison Tool; Saved Analyses Archive; Chart visualizations; Goal setting | 200 statement uploads/month; Full budgeting; 50 saved analyses; Al financial advisor (10 monthly queries); Al Transaction Categorization; Al Financial Insights; Budget Comparison Tool; Saved Analyses Archive; Chart visualizations; Goal setting; Custom Categories | Unlimited uploads; Unlimited Al queries; Unlimited saved analyses; Priority feature requests & roadmap access; Al financial advisor (unlimited monthly queries); Al Transaction Categorization; Al Financial Insights; Budget Comparison Tool; Saved Analyses Archive; Chart visualizations; Goal setting; Custom Categories |
What is Spendify?
Spendify is your AI-powered financial co-pilot, designed to turn messy bank statements into crystal-clear insights.
Simply upload a PDF, CSV, or TXT file, and Spendify instantly categorizes your expenses, highlights recurring charges, scores your financial health, and surfaces smart recommendations to optimise your budget.
Our users report uncovering hidden spending leaks, cutting unnecessary costs, and gaining back both clarity and control—often within their very first month.
Unlike traditional apps that demand bank linking or endless manual entries, Spendify puts privacy first.
Your data stays yours, making Spendify the go-to solution for freelancers, professionals, and small businesses seeking clear, secure, and actionable financial insights.
With Spendify, you don’t just track money—you transform the way you relate to it. Clarity, time saved, and smarter choices start here.
👉 Ready to make your money work for you?
What Makes Spendify Different?
- Privacy-first workflow – No bank linking required; upload statements (PDF, CSV, TXT) securely and stay in control of your data. - Smarter automation – AI automatically categorises transactions, flags recurring expenses, and highlights tax-relevant items. - Actionable insights – Get a financial health score, personalised advice, and clear cash flow reports. - Made for simplicity – Designed for individuals and small businesses who want clarity and control without the complexity of traditional accounting tools.
Key Features:
- Bank Statement Parsing - Upload PDF, CSV, or TXT statements and let Al auto-categorize all transactions. - Recurring Expense Detection - Flags subscriptions and repeating charges automatically. - Cash Flow Tracking - Visualize monthly inflows vs. outflows to stay ahead of financial health. - Merchant Insights - See where money goes by vendor and identify top spend categories. - Tax Analysis - Highlights tax-relevant transactions for freelancers and SMBs. - Financial Health Score - Get a score (0-100) reflecting overall money wellness. - Al Advisor - Ask custom financial questions and receive personalized insights. - Budget & Goals - Set limits, create savings goals, and get notified of overspending. - Privacy-First - No bank linking. All uploads are processed securely, with full user control.
Who's Spendify for?
- Freelancers & Solopreneurs – Manage multiple income streams, keep expenses organised, and simplify tax preparation. - Students & Remote Workers – Track tight budgets, monitor daily spending, and build healthy savings habits. - Small Business Owners – Gain financial clarity without relying on complex accounting software. - Privacy-Conscious Individuals – Anyone who wants actionable insights from their spending without the need to link a bank account.
Use Cases:
1. Freelancer Tax Prep - Upload yearly statements to auto-tag tax-deductible expenses. 2. Startup Cash Flow Tracking - Visualize inflows/outflows to manage runway. 3. Subscription Management - Detect hidden recurring charges like Saas tools or memberships. 4. Family Budgeting - Upload joint account statements for smarter household planning.
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Add to your workspaceSpendify questions
Is the Spendify lifetime deal still available?
No. This deal is archived and no longer available for purchase on GrabLTD. Spendify may still offer plans directly at spendify.ca, but the one-time lifetime pricing that was featured here has ended.
Does Spendify require linking my bank account?
No. Spendify is privacy-first — you upload bank statements as PDF, CSV, or TXT files. Your data is processed securely without any direct bank connection.
What file formats does Spendify accept for statement uploads?
Spendify accepts PDF, CSV, and TXT bank statement files. It also supports multi-month and multi-bank uploads in a single session.
Who is Spendify best suited for?
Freelancers, solopreneurs, students, remote workers, and small business owners who want clear spending insights and basic tax prep without the complexity of full accounting software.
Can Spendify detect subscriptions and recurring charges?
Yes. Spendify automatically flags recurring expenses and subscriptions, surfacing hidden charges that often go unnoticed in monthly statements.
Does Spendify generate invoices?
Yes. You can create professional invoices using AI — either by describing what you need or by selecting transactions from uploaded statements.
What is the financial health score in Spendify?
Spendify calculates a score from 0 to 100 reflecting overall money wellness, based on spending patterns, cash flow, and budget adherence extracted from your uploaded statements.
Are there ongoing subscription options for Spendify?
Spendify has been available both as a lifetime deal and via regular subscription at spendify.ca. Check the official site for current pricing, as the lifetime deal is no longer available here.
Often compared with
These are other tools in the same space, not deals on GrabLTD.
- Tiller Money
- Copilot
- YNAB
- Monarch Money
- Empower Personal Dashboard
